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Loss Prevention Corner


"Loss Prevention Corner" is a compilation of hundreds of practical tips to help you reduce your chances of having a loss, or to minimize your damage if you do. The tips are divided into categories such as Fire, Water Damage, Burglary, Identity Theft, and many more!

 
After a Flood / Water Damage
 
1.

Remove standing water next to the outside walls.


2.

Consult a professional clean-up service if possible.


3.

If the heat is off and temperatures are below freezing, consider shutting of the main water supply, draining all water from pipes, and pouring antifreeze into all sinks, tubs, and toilet bowls.


4.

Shut off power to the home at the main breaker or fuse box, even if electricity in the neighborhood is interrupted.


5.

Don't use gas-powered pumps or generators indoors. Their exhaust can create deadly carbon-monoxide levels.


6.

If damage is during heating season, leave heat on. If in summer season use air conditioner if available.


7.

If you have to step in water to shut off the home's power. Call a qualified electrician.


8.

If there are downed electric lines. Call the utility company.


9.

If you smell a gas leak. Exit the house, leave the door open, and call the utility company.


10.

Look for supports or foundation walls that are damaged or missing.


11.

Check to see if the ground is washed away.


12.

Check supports for porch roof or overhangs.


13.

Are there gaps between the steps and the house?


14.

Remove as much water as possible by using a ”wet-vac”, mopping and blotting.


15.

Wipe furniture dry.


16.

Place wood blocks, plastic wrap or foil between furniture legs and carpet to prevent staining or rusting on carpet.


17.

Lift draperies off carpet and hang on drapery rod via looping through a coat hanger.


18.

Prop up wet furniture cushions for even drying. Check for possible “bleeding.”


19.

Remove items from wet wall to wall carpeting.


20.

Open furniture drawers, closet doors, and luggage to enhance drying.


21.

Remove paintings and art objects to a secure, safe location.


22.

Remove wet fabrics and dry as soon as possible. Hang furs and leather goods to dry separately at room temperature.


23.

Remove damp books from shelves and spread out to dry.


24.

Materials that cannot be cleaned and dried within 48 hours should be discarded to prevent growth of mold and bacteria.
  • Mold needs five specific conditions to develop: warmth, moisture, darkness, stillness, and nutrients.


25.

Open windows and doors; dry house with fans (first 48 hours) and dehumidifiers.



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DISCLAIMER

During my 27 years as a Property and Casualty Insurance Agent in the Greater Boston area, I have been collecting, from many sources, lists of dos and don'ts related to various areas of Loss Prevention (also known as "Risk Management"). "Loss Prevention Corner' is a compilation of those Risk Management tips that we offer as POSSIBLE SUGGESTIONS. Each of these tips may or may not be appropriate at all times, since every situation is different. The tips are here for your consideration. You must decide which of them is right for you.

Michael A. Norman
Our Video Legacy / Owner
 

9

Fire

9

Burglary

10

Storm

8

Explosion


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