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Loss Prevention Corner

"Loss Prevention Corner" is a compilation of hundreds of practical tips to help you reduce your chances of having a loss, or to minimize your damage if you do. The tips are divided into categories such as Fire, Water Damage, Burglary, Identity Theft, and many more!

Protecting Your Valuables

Precious stones on jewelry are held on by “fingers” or prongs. Over time the prongs will become loose or break off. This is a normal occurrence that, if not checked, will allow the precious stone to fall out. Protect yourself by having your jeweler inspect and adjust your valuable and precious jewelry at least once a year.


Consider having your appraisals updated. Be sure to discuss the appraisal “valuation” with your jeweler. They should be based on “replacement” value, NOT “retail” value. Insurance companies typically pay on that basis.


Watercolors or sketches should always be kept out of direct sunlight. To reduce the potential of fading, the framing should utilize ultraviolet Plexiglas.


Humidity and temperature extremes can damage works of art. Electronic controls can be used to monitor and control changes in these conditions.


Artwork is often damaged or destroyed in transit. If you decide to move any portion of your collection, ensure proper crating and travel arrangements by hiring professionals who specialize in transporting artwork.


Avoid placing paintings or fragile objects of art near a working fireplace. Smoke and heat from a fire can easily damage objects of art and upholstered furniture.


Fragile works should be kept in a quiet spot where they can be admired but not disturbed. In some cases, a protective cover may help.


It is recommended that you maintain some type of documentation for your valuable items. This documentation can include purchase receipts, professional appraisals, individual photographs or a videotape. In the event of a loss, this information will be very helpful in expediting your claim.



During my 27 years as a Property and Casualty Insurance Agent in the Greater Boston area, I have been collecting, from many sources, lists of dos and don'ts related to various areas of Loss Prevention (also known as "Risk Management"). "Loss Prevention Corner' is a compilation of those Risk Management tips that we offer as POSSIBLE SUGGESTIONS. Each of these tips may or may not be appropriate at all times, since every situation is different. The tips are here for your consideration. You must decide which of them is right for you.

Michael A. Norman
Our Video Legacy / Owner









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Weekly Tip: Place the contents of your wallet on a photocopy machine. Do both sides of each license, credit card, etc. That way you will know what you had in your wallet and all of the account numbers and phone numbers to call and cancel. Keep the photocopy in a safe place!