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Loss Prevention Corner


"Loss Prevention Corner" is a compilation of hundreds of practical tips to help you reduce your chances of having a loss, or to minimize your damage if you do. The tips are divided into categories such as Fire, Water Damage, Burglary, Identity Theft, and many more!

 
After a Fire
 
1.

Consult with a professional cleaning service if possible.


2.

If the heat is off and temperatures are below freezing, consider shutting of the main water supply, draining all water from pipes, and pouring antifreeze into all sinks, tubs, and toilet bowls.


3.

Limit movement in the home to prevent soot particles from being impregnated into upholstery and carpets.


4.

Keep hands clean. Soot on hands can impregnate upholstery, walls, and woodwork, causing more damage.


5.

Cover carpeted traffic areas with towels or old linens to prevent more soiling.


6.

Discard all opened food packages. The food is probably contaminated.


7.

If electricity is off, clean out freezer and refrigerator and leave doors propped open or place charcoal in unit.


8.

Clean chrome fixtures in kitchen and bath to keep from permanent tarnishing.


9.

Wipe residue from porcelain bath fixtures to prevent from etching.


10.

Wipe leaves of houseplants clean to remove smoke residue.


11.

Clean air filters on forced hot air furnaces and air conditioners.


12.

Tape a damp cheese cloth over intake and exit hot air registers to capture any loose soot in the air.


13.

Bring any smoky, smelly clothes to the dry cleaner.


14.

If the outside temperature is above 60 degrees, air out the house to modify smoke odor.


15.

Don't attempt to wash any papered or flat painted walls without consulting with your professional cleaner. Incorrect cleaning procedures could compound the smoke and soot residue problem.


16.

Do not attempt to clean carpets or upholstered furniture. Again, incorrect experience and procedures could compound the problem.


17.

Do not use electrical appliances that have been close to the fire or water before having them checked. They could malfunction.


18.

Do not use ceiling fixtures if ceiling is wet. A short circuit could result.


19.

Do not eat food that has been exposed to fire.



    





DISCLAIMER

During my 27 years as a Property and Casualty Insurance Agent in the Greater Boston area, I have been collecting, from many sources, lists of dos and don'ts related to various areas of Loss Prevention (also known as "Risk Management"). "Loss Prevention Corner' is a compilation of those Risk Management tips that we offer as POSSIBLE SUGGESTIONS. Each of these tips may or may not be appropriate at all times, since every situation is different. The tips are here for your consideration. You must decide which of them is right for you.

Michael A. Norman
Our Video Legacy / Owner
 

9

Fire

9

Burglary

10

Storm

8

Explosion


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Weekly Tip: Unplug toaster ovens when not in use.